Yikes! Broken Pipes!

yikes broke pipes

When water freezes it expands and if it expands enough, it can cause a pipe to burst. What most people don’t realize, however, is that a pipe doesn’t generally burst in the place where ice forms in the pipe. The ice expansion inside of the pipe causes pressure to increase between the ice blockage and [...]

The Damned Insurance Companies Keep Raising My Rates

rocket

It’s been nice to pay a little less at the gas pump lately.  But, you may be feeling the squeeze in other places – like your insurance premiums. According to MarketScout, property / liability insurance premiums continued to increase through 2012.  Homeowners premiums were up 4-5% and Automobile premiums were up 3%.  Compared to the [...]

We’re Moving In Together, But Are We Covered? Insurance Answers for Unmarried Couples

SS Couple Modern Family

According to statistics from the National Survey of Family Growth, over the past 30 years more and more people live with someone with whom they have a relationship with prior to or instead of getting married- including about half of all men and women under 44 in the most recently available data. No matter the reason, [...]

Counting Down to College? Be Sure Insurance Still Adds Up

As sure as the swallows return to Capistrano, all over America the latest migration of students prepares to descend on college campuses. Depending on whether your student is facing year one or is farther along the higher education highway, their individual stress levels may range from sheer terror to borderline boredom. For you, concerns may [...]

Protecting Your In-Home Business

Today more than 43 million Americans are operating full- or part-time businesses from the comfort of their homes, and these numbers continue to grow every year. One of the secrets to running a successful home-based business is being able to separate your business activity from your home activity. Jon Jepsen of SentryWest Insurance in Salt [...]

Covering Kid-Run Businesses

Here is an article about a 9-year-old Los Angeles boy who has started his own business – an arcade made out of cardboard.  It might be a little insurance techy for the non-insurance type person; however, if you have young entrepreneurs in your household, this short article could be worth the two minute read.  Don’t depend on your [...]

Congratulations Class of 2012: Now It’s Time to Graduate to Your Own Insurance!

It’s a rite of passage for college students to don cap and gown and march for graduation ceremonies- in fact, according to the National Center for Education Statistics (NCES), nearly 1.8 million students will graduate with a bachelor’s degree in 2012. As those 1.8 million make the transition from undergraduates to careers, pursuit of advanced [...]

Avoid a Bracket Busting Claim: Insuring Special Events

It’s time for March Madness! Are you planning a blowout that will make render an entirely new meaning to “bracket busting?” Has your neighborhood community center asked for a either a hold-harmless agreement or a damage deposit exceeding your current mortgage payment? Welcome to the world of personal event risk management!  I know, super exciting [...]

Hear Those Wedding Bells? They’re Closer Than You Think!

How many family members or friends do you know that are getting married this year?  Wedding season is quickly approaching, and estimates show that around 2.5 million weddings will take place in the U.S. this year. Here are a few things to remember about your exposure for these events: Homeowners coverage may extend to events [...]

How Many Lives Do Smoke Alarms Really Save?

In reading the news this morning, I came across a thought provoking article (via Freakonomics.com) on how many lives smoke alarms have been saved (or not saved) over the years. Here you go: How Many Lives Do Smoke Alarms Really Save? Please also follow me on Facebook at Facebook.com/JepsenInsurance