I Fix Seven Dollar Haircuts

haircut

Yes, as an insurance dude, I can fix seven dollar haircuts (in a sense).  Frankly, if I pulled out my hair clippers, I wouldn’t be surprised if I could actually improve some of the cuts I see out there today.  However, I’m only speaking of seven dollar haircuts as a metaphor. I came across this humorous [...]

Basic Auto Policies: Test Your Knowledge

basic auto test your knowledge

A recent Insurance.com survey of 500 drivers found that respondents could only correctly answer three out of 10 multiple-choice questions about the coverage offered by their auto policies. The results show motorists are likely making mistakes when purchasing policies, especially if they do so through increasingly popular online services that cannot offer tailored guidance like an [...]

Yikes! Broken Pipes!

yikes broke pipes

When water freezes it expands and if it expands enough, it can cause a pipe to burst. What most people don’t realize, however, is that a pipe doesn’t generally burst in the place where ice forms in the pipe. The ice expansion inside of the pipe causes pressure to increase between the ice blockage and [...]

The Damned Insurance Companies Keep Raising My Rates

rocket

It’s been nice to pay a little less at the gas pump lately.  But, you may be feeling the squeeze in other places – like your insurance premiums. According to MarketScout, property / liability insurance premiums continued to increase through 2012.  Homeowners premiums were up 4-5% and Automobile premiums were up 3%.  Compared to the [...]

We’re Moving In Together, But Are We Covered? Insurance Answers for Unmarried Couples

SS Couple Modern Family

According to statistics from the National Survey of Family Growth, over the past 30 years more and more people live with someone with whom they have a relationship with prior to or instead of getting married- including about half of all men and women under 44 in the most recently available data. No matter the reason, [...]

Counting Down to College? Be Sure Insurance Still Adds Up

As sure as the swallows return to Capistrano, all over America the latest migration of students prepares to descend on college campuses. Depending on whether your student is facing year one or is farther along the higher education highway, their individual stress levels may range from sheer terror to borderline boredom. For you, concerns may [...]

Protecting Your In-Home Business

Today more than 43 million Americans are operating full- or part-time businesses from the comfort of their homes, and these numbers continue to grow every year. One of the secrets to running a successful home-based business is being able to separate your business activity from your home activity. Jon Jepsen of SentryWest Insurance in Salt [...]

Covering Kid-Run Businesses

Here is an article about a 9-year-old Los Angeles boy who has started his own business – an arcade made out of cardboard.  It might be a little insurance techy for the non-insurance type person; however, if you have young entrepreneurs in your household, this short article could be worth the two minute read.  Don’t depend on your [...]

Congratulations Class of 2012: Now It’s Time to Graduate to Your Own Insurance!

It’s a rite of passage for college students to don cap and gown and march for graduation ceremonies- in fact, according to the National Center for Education Statistics (NCES), nearly 1.8 million students will graduate with a bachelor’s degree in 2012. As those 1.8 million make the transition from undergraduates to careers, pursuit of advanced [...]

Avoid a Bracket Busting Claim: Insuring Special Events

It’s time for March Madness! Are you planning a blowout that will make render an entirely new meaning to “bracket busting?” Has your neighborhood community center asked for a either a hold-harmless agreement or a damage deposit exceeding your current mortgage payment? Welcome to the world of personal event risk management!  I know, super exciting [...]