The Damned Insurance Companies Keep Raising My Rates

January 4, 2013 by
rocket

It’s been nice to pay a little less at the gas pump lately.  But, you may be feeling the squeeze in other places – like your insurance premiums. According to MarketScout, property / liability insurance premiums continued to increase through 2012.  Homeowners premiums were up 4-5% and Automobile premiums were up 3%.  Compared to the [...]

Filed Under: Auto Insurance, Business Auto, Business Insurance, Business Property, Directors and Officers, General Liability, Home Insurance, Not-for-Profit / Social Services, Personal Insurance, Professional Liability, Renters, Technology / Media / E-commerce, Uncategorized, Workers Comp Tagged With: , , , , , , ,

Avoid a Bracket Busting Claim: Insuring Special Events

March 27, 2012 by

It’s time for March Madness! Are you planning a blowout that will make render an entirely new meaning to “bracket busting?” Has your neighborhood community center asked for a either a hold-harmless agreement or a damage deposit exceeding your current mortgage payment? Welcome to the world of personal event risk management!  I know, super exciting [...]

Filed Under: Business Insurance, General Liability, Home Insurance, Not-for-Profit / Social Services, Personal Insurance

D&O Insurance: Protection from Boardroom Liability

November 3, 2011 by
board meeting

As Thanksgiving approaches, many people will celebrate the holiday by giving back to their community. Volunteering time or services to a company or  non-profit organization may be a selfless act of generosity, but these acts of goodwill can also expose  volunteers to possible lawsuits if they are making decisions on behalf of the organizations or [...]

Filed Under: Business Insurance, Directors and Officers, Not-for-Profit / Social Services

Why Does a Nonprofit Organization Need D&O Insurance?

April 26, 2011 by
Why Does A Nonprofit Need Directors & Officers Insurance

In a recent survey by Watson Wyatt Company, 36% of the 726 associations and other nonprofit organizations surveyed had had a directors and officers liability claim in the past ten years – more than double the percentage that had had a claim in the preceding ten years. The greatest increase of claims activity is among [...]

Filed Under: Business Insurance, Directors and Officers, Featured Content, Not-for-Profit / Social Services

Manage Your Mod

April 22, 2011 by

Employers are told by the states in which they do business how to provide adequate workers compensation insurance for employees. As in other forms of insurance, fair pricing is determined using historical loss data. In the workers comp world, this data is assigned to specific job-types; hence a roofer who hasn’t had a claim in [...]

Filed Under: Business Insurance, Featured Content, Not-for-Profit / Social Services, Workers Comp Tagged With: , , , , , ,

Does Volunteering Your Time Mean Volunteering Your Insurance?

April 19, 2011 by

Millions of Americans donate time—their most valuable asset—to serve as a volunteer board member on non-profits, booster clubs, churches, PTAs and civic organizations, just to name a few. The decisions these folks make can have a dramatic impact on their respective organization—and not always for the better. If a volunteer endeavor goes bad, would a [...]

Filed Under: Business Insurance, Directors and Officers, Featured Content, Home Insurance, Not-for-Profit / Social Services, Umbrella