Hear Those Wedding Bells? They’re Closer Than You Think!

How many family members or friends do you know that are getting married this year?  Wedding season is quickly approaching, and estimates show that around 2.5 million weddings will take place in the U.S. this year.
 
Here are a few things to remember about your exposure for these events:

• Homeowners coverage may extend to events away from the home, but the coverage limits may not be enough to satisfy the contractual requirements
• If there is a claim at the wedding, the Homeowners policy could see a premium increase at renewal or it could be cancelled
• Damage to the rented premises may not be covered under the Homeowners policy
• The Homeowners policy may not provide full liquor liability coverage

Wedding claims examples:

• General liability: The bride’s cousin fell on the dance floor and broke her leg. She is seeking coverage for her medical bills
• Liquor liability:The bartending service hired to serve alcohol at the wedding negligently served alcohol to an intoxicated person

 Wedding season isn’t too far off!  Protect your Homeowners policy and get an insurance policy that properly covers your wedding exposures.  For more infromation on insuring a wedding, please contact Jon Jepsen at SentryWest Insurance in Salt Lake City, UT.