Monthly Archives: February 2012
Hear Those Wedding Bells? They’re Closer Than You Think!
How many family members or friends do you know that are getting married this year? Wedding season is quickly approaching, and estimates show that around 2.5 million weddings will take place in the U.S. this year.
Here are a few things to remember about your exposure for these events:
- Homeowners coverage may extend to events away from the home, but the coverage limits may not be enough to satisfy the contractual requirements
- If there is a claim at the wedding, the Homeowners policy could see a premium increase at renewal or it could be cancelled
- Damage to the rented premises may not be covered under the Homeowners policy
- The Homeowners policy may not provide full liquor liability coverage
Wedding claims examples:
- General liability: The bride’s cousin fell on the dance floor and broke her leg. She is seeking coverage for her medical bills
- Liquor liability:The bartending service hired to serve alcohol at the wedding negligently served alcohol to an intoxicated person
Wedding season isn’t too far off! Protect your Homeowners policy and get an insurance policy that properly covers your wedding exposures. For more infromation on insuring a wedding, please contact Jon Jepsen at SentryWest Insurance in Salt Lake City, UT.
Valentine’s Day Hallway Bowling?
Who knew? The upstairs hallway at SentryWest Insurance in Salt Lake City makes a pretty good bowling alley. Check out producer, Mike Haslam, bowl the only strike on Valentine’s Day Bowling. Mike and I tried to convince one of the personal lines account managers (Shayla) to let roll her down the hallway in a chair and the hit the pins, but she was convinced it would result in a workers compensation claim. No fun, Shayla!
For all your workers compensation insurance needs, contact Jon Jepsen at SentryWest Insurance in Salt Lake City.
How Many Lives Do Smoke Alarms Really Save?
In reading the news this morning, I came across a thought provoking article (via Freakonomics.com) on how many lives smoke alarms have been saved (or not saved) over the years.
Here you go: How Many Lives Do Smoke Alarms Really Save?
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