Cleaning up the Mess

Damage

It’s after the wind blows or the fire burns. The insured is sifting through the rubble of what used to be his commercial building, looking for any savable scraps of what used to be. The good news is that the loss is covered and the insured will be getting a check for the cost to [...]

Transporting Kids to School Events

People in Car

As early as they start school, children become involved in extra-curricular activities. Adults charged with getting groups of kids from home or school to the ball field and back home again are usually more concerned with maintaining their sanity than auto insurance. However, hauling kids around could have a serious affect on your coverage. In [...]

Loss Assessments: Home or Condo

Condominiums Along Street

If you live in a home in a developed area or subdivision, there’s a reasonable chance that you are a member of a homeowner’s association. The same is true if your pad is a condominium. Association membership has its benefits. In return, members of the association are sometimes asked to contribute funds to help maintain [...]

The deadliest month on the road: August

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The chances of dying in a car crash are greatest in August, when more Americans are killed while driving than at any other time of the year. http://money.msn.com/auto-insurance/the-deadliest-month-on-the-road.aspx?gt1=33033 (MSN Money) Please be safe out there.

Insuring your desktop or laptop computer

Computer

You have a computer. So who doesn’t? According to the latest reports, the vast majority of Americans have at lest one personal computer at home. And many count themselves among the “multi-wired” households, with one or more PCs, handlhelds (such as Palms or Pocket PCs), set-top boxes, Internet access, and a fast-growing minority have enough [...]